POLICY ON DISCLOSURE
OF YOUR PERSONAL INFORMATION
THIS DOCUMENT CONTAINS IMPORTANT INFORMATION ON OUR CONCERN
FOR PROTECTING YOUR RIGHTS UNDER FEDERAL PRIVACY LAWS
1. We collect personal information about you and all our clients from the information obtain over the course of your business relationship with our affiliates, others, and us. In addition, we may from time to time receive information about you from a consumer-reporting agency.
2. Personal information is information that we collect from you that is not otherwise available from public sources. The categories of personal information we collect include the following:
3. Generally speaking, we will not disclose any personal information about our clients or former clients to anyone, consistent with our professional confidentiality obligations. However, upon your written request we will disclose information about you. With your permission, we will disclose personal information about you to our affiliated firms. Also, we may be required by law to disclose personal information about you in response to a subpoena or other court order.
4. Within our organization, we provide access to your personal information only to those employees who need to know the information to provide you with our services. We maintain physical, electronic, and procedural safeguards to guard your personal information.
5. We do not share your personal information with companies that perform marketing services.
6. In order to provide you the highest quality service, and to inform you of additional products and services that may be of interest to you, with your permission, we may disclose personal information to our affiliated financial service providers such as mortgage brokers, securities broker-dealers and insurance agents.